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Ontario retail technology

Ontario's Retail Modernization Project Grant (RMPG), and custom CRM, POS and inventory software from Schkovl

Modernize your retail operations with technology built around your business. Explore Ontario's Retail Modernization Project Grant and understand which costs OCI may approve.

Schkovl designs and builds custom CRM, point-of-sale and inventory-management systems for Ontario retailers.

Ontario's Retail Modernization Project Grant offers eligible businesses up to $5,000 toward approved technology expenditures, subject to program requirements.

Whether a custom-built system, its software components or its implementation costs qualify is determined by OCI. Schkovl does not guarantee grant eligibility, project approval or reimbursement.

Schkovl is not affiliated with, authorized by or endorsed by OCI or the Government of Ontario.

Program facts

RMPG funding facts

  • Maximum non-repayable contribution: $5,000.
  • Maximum funding share: 50% of approved eligible costs. The applicant contributes at least 50% from private sources.
  • Minimum total project cost: $6,000, with an OCI contribution of $3,000 on eligible costs at that minimum.
  • The applicant pays vendors before reimbursement and supplies invoices and proof of payment. Funds are released after project activation and approval of the completion claim.
  • Project costs must be incurred after OCI project approval and execution of the funding agreement. Purchases made prior to grant approval are ineligible.
  • Applications are accepted on a rolling basis. RMPG is discretionary with limited funding. Not all eligible applications are approved.
  • Projects must purchase hardware or software to be eligible.
  • Procurement must follow the Broader Public Sector Accountability Act (BPSAA).
  • After the Funding Agreement is executed, OCI's guideline gives clients 30 days to purchase and implement the technology. Clients then submit supplier invoices and proof of payment to receive reimbursement.
  • An offer may be retracted if activation is not completed within 30 days of the approval notice. Confirm the purchase and implementation timetable directly with OCI.
  • The OCI funding agreement is non-negotiable.
  • Costs incurred outside Ontario are ineligible unless otherwise approved by OCI. All staff costs are ineligible.
  • Mandatory reporting applies: final claim within 10 days of completion and outcome surveys at three months and annually for three years.

Copy reviewed October 10, 2026. Copy checked against the April 2026 OCI RMPG guideline and eligible-expenses guide on October 10, 2026. Confirm current requirements directly with OCI.

Read OCI's program information

Looking at OCI's other Digital Competence Centre stream? Read the independent DMAP explainer.

Built around your operation

Retail software built around your operation

Custom CRM systems

Customer records, follow-up processes, retail workflows and integrations. Schkovl builds systems in this category.

OCI lists CRM tools. Ask OCI whether the specific software and costs in your project qualify.

Custom POS systems

Checkout workflows, transaction processing software, supporting applications and integrations. Schkovl builds systems in this category.

OCI lists POS hardware and mobile POS as eligible examples. POS software is not separately listed. Ask OCI before relying on funding for custom POS software.

Custom inventory systems

Stock records, inventory tracking, purchasing workflows and connections to business tools. Schkovl builds systems in this category.

OCI lists inventory-management software and lists RFID under hardware. Confirm the eligibility of each proposed cost with OCI.

Schkovl designs and builds these types of systems. OCI determines whether a specific project or expense qualifies for RMPG. Confirm each proposed cost directly with OCI before relying on grant funding.

Confirm the expense, not just the technology category

OCI identifies potentially eligible hardware, software and direct external costs to install or set up the solution. Its RMPG documents also exclude labour, consultancy, software subscriptions, website and SEO work, sales taxes and all staff costs.

Do not assume that bespoke development, implementation labour, configuration or a fixed-price build qualifies. Ask OCI for a written interpretation of the actual scope and each proposed expense before relying on reimbursement.

Invoice line descriptions do not establish eligibility. Cost allocations must reflect actual work and consideration; they cannot relabel excluded charges as eligible software or hardware.

Independent preliminary review

Review the published RMPG requirements

Answer Yes, No or Unsure for an independent preliminary review. This screen stays in your browser unless you explicitly choose to include its answers with your inquiry. Ambiguous cases need further OCI review.

Your answers stay in this browser unless you choose to include them in your inquiry below. This screen sends nothing to OCI.

Is the business based and operating in Ontario?
Is it a privately owned, for-profit business?
Is the business incorporated with a valid Business Number?

Do not enter your Business Number in this screen or inquiry.

Has the business operated at a physical commercial location for at least one year?
Does the business have a permanent, customer-facing commercial storefront open to the public?
Does it sell goods or qualifying services directly to consumers?

OCI resolves ambiguous service categories. The published examples and exclusions must be read together.

Does the business have between 1 and 50 full-time-equivalent employees?
Did the business have at least $100,000 revenue in one of the previous three tax years?
Does the business have fewer than three related locations sharing branding or ownership?

Two related locations are treated under one application. Confirm how OCI applies this rule to your ownership and branding.

Has the business never received and is it not currently receiving DMAP support?

Never received and not currently receiving DMAP support.

Is the business outside the excluded business categories?

Excluded categories include online-only storefronts, corporate chains, franchises, registered charities, multi-level marketing representatives, not-for-profits, advisory or consulting businesses, medical services, hospitality without a food offering and services without transfer of a tangible product, as defined in OCI's guidelines. Choose Unsure if the category is ambiguous.

Are the proposed project costs free of prohibited duplicate public funding?

The same budget items cannot receive other federal or provincial funding. Matching contributions must be private; project contributions cannot leverage other public funding for the same activities.

Does the proposed project have a minimum total cost of $6,000 in potentially eligible expenses, excluding known ineligible costs?
Will all intended claimable costs be incurred after OCI approval and execution of the funding agreement?

Costs incurred before OCI approval are not eligible and cannot be claimed later.

Will the project purchase hardware or software?

The OCI interest form requests contact. An OCI advisor reviews fit and may initiate the actual application in AccessOCI. You can contact OCI independently of Schkovl.

Request contact from OCI (interest form, not an application)

From inquiry to project

From a software problem to an independently reviewed claim

  1. Identify the business's software problem with Schkovl.

  2. Review OCI eligibility and submit the OCI interest form independently.

  3. Scope the proposed custom software and document genuine deliverables.

  4. Obtain the required OCI determination and signed funding agreement before intended claimable expenditure.

  5. Deliver the agreed CRM, POS or inventory system and meet relevant OCI project conditions.

  6. The retailer submits documentation for any claimed eligible expenditure, subject to OCI review.

Preapproval consultation and scoping are separate from later project costs. Preliminary Schkovl analysis is not represented as funded. Costs incurred before OCI approval are not eligible and cannot be claimed later.

Custom CRM, POS and inventory systems for retailers

Schkovl designs and develops custom retail software based on the operation being supported. We can scope customer-management systems, checkout and transaction workflows, inventory software, integrations and supporting applications.

Pricing is set after intake and project scoping.

Grant eligibility is independently determined by OCI. Schkovl does not guarantee that its project fees, software deliverables or implementation charges qualify.

Start with the operation

Tell us about your retail technology project

Request project contact from Schkovl. This inquiry does not apply for an OCI grant and does not subscribe you to marketing. Fields marked with an asterisk are required; all other fields are optional.

Retail project inquiry details

Up to 1,000 characters. Please omit Business Numbers, tax documents, bank details, full street addresses and customer records.

Include preliminary screening answers

Including preliminary screening answers is optional and defaults to No. Completing the screen alone does not send its answers to Schkovl. Your answers do not establish eligibility or marketing consent.

Schkovl uses the details you submit to respond and scope possible technology work, with retention up to 24 months under the privacy policy. Do not include tax documents, bank details, a Business Number, a full street address or customer records. Schkovl does not automatically submit RMPG form data to OCI. An inquiry is not permission for general marketing. Read the Privacy Policy. This form uses reCAPTCHA for security independently of optional analytics. Google's Privacy Policy and Terms of Service apply.

Clear questions. Careful answers.

RMPG and custom retail software FAQ

Can Schkovl build CRM, POS and inventory systems?

Yes. Schkovl develops custom software for these retail operational needs. Scope is determined after intake.

Can a Schkovl build qualify for RMPG?

Possibly. OCI identifies relevant technology categories, but only OCI determines eligibility of a specific custom-built project and its individual expenses. POS software is not separately listed in the eligible software examples.

Does OCI pay for custom development and implementation labour?

Not automatically. Eligible direct external costs to install or set up a solution and excluded labour or consultancy must be distinguished under the RMPG documents. Obtain OCI's written interpretation before relying on funding.

Can an invoice separate software from implementation?

Yes, when the separate entries reflect distinct deliverables and costs. Itemization cannot disguise excluded expenses or establish eligibility on its own.

Is the OCI interest form a grant application?

No. It requests contact from OCI; the formal application follows the advisor-led AccessOCI process where appropriate.

Can I buy before OCI approval?

No. Purchases made prior to grant approval are ineligible.

Can I build without grant approval?

You can discuss a separately scoped commercial project with Schkovl, but costs incurred before OCI approval are not eligible and cannot be claimed later. Intended claimable expenditure must follow approval and execution of the OCI funding agreement.

Does OCI reimburse in advance?

The business pays vendors first and then follows the program claim process. Release of funds requires project activation and OCI approval of the completion claim.

What if the grant is denied?

There is no grant reimbursement. Any separately signed Schkovl contract is governed by its own commercial terms.

Is grant funding automatically tax-free?

No. Consult a Canadian accountant regarding business assistance, income tax and HST.

Is Schkovl affiliated with OCI?

No. Schkovl is independent and does not approve or administer RMPG funding.

Must I hire Schkovl to apply?

No.

Primary sources and independent review

. Copy checked against the April 2026 OCI RMPG guideline and eligible-expenses guide on October 10, 2026. Confirm current requirements directly with OCI.

Schkovl is not affiliated with, authorized by or endorsed by OCI or the Government of Ontario.